Tuesday, November 3, 2009

Women Are Better Drivers - It's a Fact

Most men (and some women) will argue this but statistics show women are better drivers all across the country. In fact, car insurance companies base premiums on this data and collectively show consistently lower premiums for female drivers.



The truth is women - as a group - submit less accident claims then men so in reality there still may be hope for men to win the better driver award (if most women drivers don't report their accidents ... one can dream) but for the moment lower car insurance premiums will always prevail for a female driver compared side to side with a male driver with the same application profile.



We dug in to the details a little more and even found men actually drive more miles yet the ratio of accidents per miles driven is still better for women.



Is it just the accident rate insurance companies use to determine premiums?



Of course not but yet another variable exists which helps women with lower car insurance rates - the vehicle type. As a group men buy more sports cars and trucks than women and these vehicles are more expensive to insure.



Regardless of your sex as a driver you still need to compare auto insurance quotes since the first quote is not always the best.



Sometimes it is but you owe it yourself to shop around for car insurance and obtain policy coverage which is affordable and backed by the customer service from a company you can trust.



The best place to shop for auto insurance is online. Almost every insurance company is simply a click away and provides online tools to request quotes, find local agents and contact information should you decide to speak with them direct.



Start your search for car insurance quotes today.

0 ความคิดเห็น:

Post a Comment